Tackling Financial Literacy Like The Guru's
Claim Your FREE credit repair consult, and Buy a home $0 down
Click below to claim your offer. We'll then reach out to answer any questions you may have.
Try our Secured Credit Builder Debit Card
Take full control of your financial future by customizing your credit card options to fit your unique needs. Our credit repair services empower you to manage and improve your credit profile for a stronger financial standing.
Credit guru 101
Before creating a personalized credit repair plan, we will review your financial history, current credit status, and spending habits. We may also perform assessments, such as analyzing your credit report and identifying areas for improvement.
Personalized Credit Solutions: Tailored strategies to address your unique credit challenges and improve your financial health.
Credit Report Analysis: In-depth review of your credit report to identify errors, inaccuracies, or negative items affecting your score.
Dispute Resolution: We handle disputes with credit bureaus and creditors to remove inaccurate or unfair entries from your report.
Ongoing Support & Education: Guidance and tools to help you maintain a healthy credit score and make informed financial decisions.
Frequently Asked Questions
WHAT IS A CREDIT SCORE AND HOW IS IT CALCULATED ?
A credit score is a number that reflects the information in your credit report. Thescore summarizes your credit history and helps lenders predict how likely it isthat you will repay a loan and make payments when they are due. Lenders mayuse credit scores in deciding whether to grant you credit, what terms you areoffered or the rate you will pay on a loan.
INFORMATION USED TO CALCULATE YOUR CREDIT SCORE CAN INCLUDE?
The number and type of accounts you have (credit cards, auto loans, mortgages, etc.)
Whether you pay your bills on time.
How much of your available credit you are currently using.
Whether you have any collection actions against you.
The amount of your outstanding debt; and the age of your accounts.
WHAT CAN CAUSE MY CREDIT SCORE TO CHANGE?
Because your credit score reflects the information in your credit report, changes to your credit report may cause your credit score to change. For instance, if youpay your bills late or incur more debt, your credit score may go down. However, if you pay down an outstanding balance on a credit card or mortgage or correct an error in your credit report, your credit score may go up.
HOW CAN I GET MY CREDIT SCORE?
In some cases, a lender may tell you your credit score for free when you apply for credit. For example, if you apply for a mortgage, you will receive the credit score or scores that were used to determine whether the lender would extend credit to you and on what terms. You may also receive a free credit score or scores from lenders when you apply for other types of credit, such as an automobile loan or a credit card.
YOU MAY ALSO PURCHASE YOUR CREDIT SCORE FROM ANY OF THE CREDIT BUREAUS BY CALLING THEM OR VISITING THEIR WEBSITES.
Equifax: Call 1-800-685-1111 or visit www.equifax.com
Experian: Call 1-888-397-3742
Testimonial
Jordan Hutson
Repaired my credit and increased my score in less than 3 months!!
Adam Cheise
Currently been building my business credit using the tricks and hacks obtain through my good friend Tip!
Catherine Branch
Started my credit score with a 450 a 450!!! I am currently at 680 and I am so grateful thanks again!!
Come visit us
Get In Touch
958 N Newburgh Rd, Westland MI 48187
Contact
Hours
Mon – Sat 9:00am – 8:00pm
Sunday – CLOSED
